Fund Raising

All entities whether small entity or big corporate needs funds for daily operations or growth which can be differentiated under Fund Based and Non-Fund Based.

Fund Based

  • Working capital loan (Generally secured against debtors, stock and
    some security)
  • Project loan (Generally Secured
  • Term loan (Generally Secured)
  • Short term loan (Generally Secured)
  • Unsecured Loan, etc
  • Equity Products (Various products like Equity, Preference,
    Convertible Debts etc)

Non Fund Based:

  • Bank Guarantee
  • Letter of Credit (LC)
  • Buyers Credit, etc

 

The above funds are available from following types of financial institutions:

  • Public Sector bank
  • Private Sectors Banks
  • Co-operative Banks
  • Non Banking Financial Institutions (NBFCs)
  • Angel Investors
  • Venture Capital Funds
  • High Net-worth Individuals (HNIs)
  • Equity Funds

 

Approach

– Understanding funding requirement, purpose, potential, repayment capacity, security offered, etc
– Getting the best strategic product based upon discussion with the management
– Pitching the proposal to the financial institutions.
– Coordinating to ensure documents, data, valuation sheets, etc are shared on time.
– Coordinating to get borrower and financial institution ” parties” meet to get the ideology of borrower and fund house synced.
– Getting bottlenecks cleared to get win-win position for both parties.
– Ensuring sanction letter or draft term sheet is signed by total agreement of term and conditions.
– Ensuring disbursement process is smooth and all documents are shared with respective parties for record purpose.